How do I make sure my agent gave me the correct insurance coverage?
The right insurance coverage is not an easy question to answer. It pre-supposes you can trust your agent to put your interests above the insurance carrier’s interests. We know agents are supposed to do this, however they do not always do it. We have seen insurance policies with $250,000/$500,000 in bodily injury liability coverage, yet […]
Are there recommended auto and home insurance policy limits?
This is one of the more difficult questions for us to answer because, as you can surmise, affordability of the coverage is a key consideration. We can tell you there is no universal or set coverage amount we recommend for auto or home. This is something to be discussed among family members and with a trusted representative (not captive […]
What Does the New Seatbelt Mandate for Commercial Buses Mean for Your Injury Claim?
If you have been paying close attention to the news in the last few weeks, you may have noticed a news item that has stirred a great deal of interest in the transportation industry. The National Highway Traffic Safety Administration—a division of the Transportation Department—has issued a regulation requiring lap and shoulder belts on commercial […]
Now That Act 13 Has Been Overturned, Does Fracking Go Away?
If campaign contributions don’t actually buy the votes of legislators, at least they will get your voice heard when a key issue arises. That’s certainly been the case for the natural gas industry’s recent influence on Harrisburg’s political class. Big energy companies have been key donors throughout Gov. Tom Corbett’s political career. They have contributed […]
Who is responsible for accidents within gated communities?
Question: I live in a gated community. Who is responsible for accidents within gated communities? The Pennsylvania Motor Vehicle Code (Title 75) still applies to motorists within a gated community, to the extent it can. In other words, in the absence of yield or speed limit signage, part of the Code would not be applicable. The “default” […]
What is the liability of the driver who goes out driving in terrible weather conditions?
What is the liability in bad weather conditions? Is he liable just for going out, if he causes injury to other motorists and their passengers? The short answer is, No, or not if he is driving in an extremely prudent way and he had a necessitous reason for venturing out. This assumes non essential travel […]
What Level of Death Is Acceptable for the Pennsylvania Fracking Industry?
What happens next if your close friend or relative has been killed in a fracking accident? It’s a very real possibility. Last year was a peak year for fatal accidents in the energy industry. Numbers from the Bureau of Labor Statistics show that the death rate for oil and gas workers is more than seven […]
